Is Fold Card (Prepaid Visa) Safe?

Fold Card (Prepaid Visa) scores 79/100 on our safety check. Each factor below links to its source.

Safety score

79/100

Good

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing25/25

Issued by a bank or e-money institution regulated in a tier-one jurisdiction. Source

Custody4/10

The provider holds your balance. Source

Fund segregation20/20

The issuer states that customer funds are held separately from company funds. Source

Proof of reserves0/10

No proof of reserves is published. Source

Incident history20/20

No incidents or enforcement actions found in the last 36 months. Source

Terms and fee transparency5/10

Some fees are only shown in the app. Source

Card network5/5

Runs on Visa. Source

Read more

Fold Card (Prepaid Visa) fees, limits and cashback · Compare Fold Card (Prepaid Visa) costs · How the score works

Sources

  1. Fold Card (Prepaid Visa): fees · checked September 28, 2026
  2. Fold Card (Prepaid Visa): availability · checked September 28, 2026
  3. Fold Card (Prepaid Visa): cashback · checked September 28, 2026
  4. Fold Card (Prepaid Visa): safety · checked September 28, 2026