Is Krak Card (US) Safe?

Krak Card (US) scores 71/100 on our safety check. Each factor below links to its source.

Safety score

71/100

Good

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing25/25

Issued by a bank or e-money institution regulated in a tier-one jurisdiction. Source

Custody4/10

The provider holds your balance. Source

Fund segregation5/20

The issuer does not say whether customer funds are held separately. Source

Proof of reserves10/10

Published within the last 90 days (2026-06-30). Source

Incident history12/20

2024-12-12: An Australian court ordered Bit Trade Pty Ltd, Kraken's Australian operator, to pay AUD 8 million after an ASIC action over a margin product offered without a target market determination. Source

Terms and fee transparency10/10

A complete fee schedule is public. Source

Card network5/5

Runs on Visa. Source

Read more

Krak Card (US) fees, limits and cashback · Compare Krak Card (US) costs · How the score works

Sources

  1. Krak Card (US): fees · checked September 24, 2026
  2. Krak Card (US): availability · checked September 24, 2026
  3. Krak Card (US): cashback · checked September 24, 2026
  4. Krak Card (US): safety · checked September 24, 2026