Is Ledger CL Card (Europe) Safe?

Ledger CL Card (Europe) scores 64/100 on our safety check. Each factor below links to its source.

Safety score

64/100

Good

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing25/25

Issued by a bank or e-money institution regulated in a tier-one jurisdiction. Source

Custody4/10

The provider holds your balance. Source

Fund segregation0/20

The issuer states that customer funds are not held separately. Source

Proof of reserves0/10

No proof of reserves is published. Source

Incident history20/20

No incidents or enforcement actions found in the last 36 months. Source

Terms and fee transparency10/10

A complete fee schedule is public. Source

Card network5/5

Runs on Visa. Source

Read more

Ledger CL Card (Europe) fees, limits and cashback · Compare Ledger CL Card (Europe) costs · How the score works

Sources

  1. Ledger CL Card (Europe): fees · checked September 28, 2026
  2. Ledger CL Card (Europe): availability · checked September 28, 2026
  3. Ledger CL Card (Europe): cashback · checked September 28, 2026
  4. Ledger CL Card (Europe): safety · checked September 28, 2026