Is Uphold Debit Card Safe?
Uphold Debit Card scores 64/100 on our safety check. Each factor below links to its source.
Safety score
64/100
Good
Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.
Holds a licence or registration outside the tier-one list (Uphold HQ Inc. is a licensed money transmitter (NMLS ID 1269875)). Source
The provider holds your balance. Source
The issuer does not say whether customer funds are held separately. Source
Published within the last 90 days (2026-09-24). Source
No incidents or enforcement actions found in the last 36 months. Source
Some fees are only shown in the app. Source
Runs on Visa. Source
Read more
Uphold Debit Card fees, limits and cashback · Compare Uphold Debit Card costs · How the score works
Sources
- Uphold Debit Card: fees · checked September 24, 2026
- Uphold Debit Card: availability · checked September 24, 2026
- Uphold Debit Card: cashback · checked September 24, 2026
- Uphold Debit Card: safety · checked September 24, 2026