Is Wirex One Card Safe?

Wirex One Card scores 85/100 on our safety check. Each factor below links to its source.

Safety score

85/100

Strong

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing25/25

Issued by a bank or e-money institution regulated in a tier-one jurisdiction. Source

Custody10/10

You hold the keys until the moment you spend. Source

Fund segregation20/20

The issuer states that customer funds are held separately from company funds. Source

Proof of reserves0/10

No proof of reserves is published. Source

Incident history20/20

No incidents or enforcement actions found in the last 36 months. Source

Terms and fee transparency5/10

Some fees are only shown in the app. Source

Card network5/5

Runs on Mastercard. Source

Read more

Wirex One Card fees, limits and cashback · Compare Wirex One Card costs · How the score works

Sources

  1. Wirex One Card: fees · checked September 28, 2026
  2. Wirex One Card: availability · checked September 28, 2026
  3. Wirex One Card: cashback · checked September 28, 2026
  4. Wirex One Card: safety · checked September 28, 2026