Is Binance Card Safe?

Binance Card scores 61/100 on our safety check. Each factor below links to its source.

Safety score

61/100

Good

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing15/25

Holds a licence or registration outside the tier-one list (Outside Brazil and Argentina, the card is issued by Immersve Limited, a New Zealand company (FSP1003031) and Mastercard Global Reach partner. In Brazil it is issued by Dock, a payment institution regulated by the Central Bank of Brazil). Source

Custody4/10

The provider holds your balance. Source

Fund segregation5/20

The issuer does not say whether customer funds are held separately. Source

Proof of reserves10/10

Published within the last 90 days (2026-08-01). Source

Incident history12/20

2023-11-21: Binance pleaded guilty in the US to anti-money laundering and sanctions violations and agreed to pay more than $4 billion. Source

Terms and fee transparency10/10

A complete fee schedule is public. Source

Card network5/5

Runs on Mastercard. Source

Read more

Binance Card fees, limits and cashback · Binance Card review · Compare Binance Card costs · How the score works

Sources

  1. Binance Card: fees · checked September 28, 2026
  2. Binance Card: availability · checked September 28, 2026
  3. Binance Card: cashback · checked September 28, 2026
  4. Binance Card: safety · checked September 28, 2026