Mastercard · Custodial · Full KYC · Virtual and Physical
Binance Card (Brazil): Fees, Limits and Cashback
Binance Card (Brazil) is a custodial Mastercard from Binance that charges 0.9% to convert crypto when you spend. The FX markup on foreign-currency spending is 2%, and cashback is 1.5%, or up to 3% on higher tiers. There is no annual fee. It is offered only in Brazil.
Binance Card pros and cons
Pros
- No annual or monthly fee
- 1.5% cashback, up to 3% on higher tiers
- Works with Apple Pay
- Free virtual card
- 2 free ATM withdrawals a month
- Safety score 61/100 (Good)
Cons
- 0.9% crypto conversion fee
- 2% FX markup on foreign-currency spending
- Only offered in Brazil
Binance Card fees and limits
| Virtual card | Free |
|---|---|
| Physical card | Free |
| Annual fee | Free |
| Monthly fee | None |
| Crypto conversion fee | 0.9% |
| FX markup | 2% |
| Fee on purchases in BRL | None |
| ATM withdrawals | $1.50 after 2 free a month |
| Daily spending limit | R$25,000 |
| Monthly spending limit | R$50,000 |
| Daily ATM limit | R$3,000 |
| Card currency | BRL |
"Not disclosed" means Binance Card does not publish the figure. Fees are read from the issuer's own pages, linked under Sources.
Binance Card cashback and rewards
| Tier | Rate | Paid in | Monthly spend cap | Requirement |
|---|---|---|---|---|
| Tier 1 | 1.5% | BRL | None published | None |
| Tier 2 | 2% | BRL | None published | Spend R$500 a month |
| Tier 3 | 3% | BRL | None published | Spend R$5,000 a month |
Only USDT spending counts toward cashback. The tier reached in a month applies to all of that month's eligible spending. Cashback is credited in BRL.
What Binance Card costs over a year
Net value per year after cashback, conversion, FX, ATM and fixed fees, with US dollars as the home currency, 20% of spending abroad and one $200 ATM withdrawal a month.
| Monthly spending | Net per year | Tier used |
|---|---|---|
| $500 | +$20.40 | Tier 2 |
| $2,000 | +$386.40 | Tier 3 |
| $5,000 | +$370.98 | Tier 3 |
Run it with your own numbers in the card cost calculator.
Binance Card Apple Pay, Google Pay and ATM withdrawals
Binance Card works with Apple Pay. Google Pay is not listed. The virtual card is ready to use as soon as it is issued. ATM withdrawals: $1.50 after 2 free a month, up to R$3,000 a day. It runs on Mastercard, so it works wherever that network is accepted, online and in shops.
Where Binance Card is available
Binance Card is offered only in Brazil. Binance lists Brazil as the only country where the card is currently offered.
The crypto card finder lists every card we track by country.
Topping up Binance Card
Binance Card tops up with USDT, USDC, BTC and ETH. Converting crypto costs 0.9%. The card is custodial, so the provider holds your card balance.
How to get the Binance Card
- Check that you live in a country where Binance Card is offered (see the list above).
- Download the Binance app and complete identity verification with a government ID and a selfie check.
- Top up with USDT, USDC, BTC and ETH.
- Issue the virtual card for free and add it to Apple Pay or Google Pay.
- Order the physical card for free if you need ATM withdrawals or chip and PIN payments.
Who the Binance Card suits
- Everyday spenders who want cashback without a subscription: the base rate is 1.5%.
- Residents of Brazil only, where it is offered.
Binance Card overall rating
Binance Card rates 46/100 in our crypto card ranking.
| Factor | Detail | Points |
|---|---|---|
| Reach | Brazil only | 2.8 / 40 |
| Yearly cost | +$386.40 a year at $2,000 a month | 24.7 / 30 |
| Safety | 61/100 | 18.3 / 30 |
Is Binance Card safe?
Binance Card scores 61/100 (Good) in our safety check. Issuer: Binance (Brazil). Licensing: Issued by Dock, a payment institution regulated by the Central Bank of Brazil. BIN sponsor: Dock.
Compare Binance Card with other cards
Frequently asked questions
What are the Binance Card fees?
Is Binance Card available in the US?
Does Binance Card have cashback?
What is the Binance Card ATM withdrawal fee?
Does Binance Card work with Apple Pay and Google Pay?
Is Binance Card safe?
Sources
- Binance Card fees · checked September 24, 2026
- Binance Card cashback · checked September 24, 2026
- Binance Card terms and licensing · checked September 24, 2026