Is Bitpanda Card Safe?
Bitpanda Card scores 68/100 on our safety check. Each factor below links to its source.
Safety score
68/100
Good
Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.
Issued by a bank or e-money institution regulated in a tier-one jurisdiction. Source
The provider holds your balance. Source
The issuer states that customer funds are held separately from company funds. Source
No proof of reserves is published. Source
2026-08-14: Austria's FMA fined Bitpanda GmbH €70,000 for breaches of MiCA white paper and marketing rules. The case did not involve customer funds. Source
A complete fee schedule is public. Source
Runs on Visa. Source
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Bitpanda Card fees, limits and cashback · Compare Bitpanda Card costs · How the score works
Sources
- Bitpanda Card: fees · checked September 24, 2026
- Bitpanda Card: availability · checked September 24, 2026
- Bitpanda Card: cashback · checked September 24, 2026
- Bitpanda Card: safety · checked September 24, 2026