Is Coinbase Card Safe?

Coinbase Card scores 75/100 on our safety check. Each factor below links to its source.

Safety score

75/100

Good

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing25/25

Issued by a bank or e-money institution regulated in a tier-one jurisdiction. Source

Custody4/10

The provider holds your balance. Source

Fund segregation20/20

The issuer states that customer funds are held separately from company funds. Source

Proof of reserves0/10

No proof of reserves is published. Source

Incident history16/20

2025-05-15: Overseas support staff bribed by criminals copied customer data for under 1% of monthly transacting users. Coinbase said no passwords, private keys or funds were exposed. Source

Terms and fee transparency5/10

Some fees are only shown in the app. Source

Card network5/5

Runs on Visa. Source

Read more

Coinbase Card fees, limits and cashback · Compare Coinbase Card costs · How the score works

Sources

  1. Coinbase Card: fees · checked September 24, 2026
  2. Coinbase Card: availability · checked September 24, 2026
  3. Coinbase Card: cashback · checked September 24, 2026
  4. Coinbase Card: safety · checked September 24, 2026