Is Plutus Card Safe?

Plutus Card scores 44/100 on our safety check. Each factor below links to its source.

Safety score

44/100

Fair

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing0/25

We could not confirm a licence for the card issuer on its own website. Source

Custody4/10

The provider holds your balance. Source

Fund segregation5/20

The issuer does not say whether customer funds are held separately. Source

Proof of reserves0/10

No proof of reserves is published. Source

Incident history20/20

No incidents or enforcement actions found in the last 36 months. Source

Terms and fee transparency10/10

A complete fee schedule is public. Source

Card network5/5

Runs on Visa. Source

Read more

Plutus Card fees, limits and cashback · Compare Plutus Card costs · How the score works

Sources

  1. Plutus Card: fees · checked September 24, 2026
  2. Plutus Card: availability · checked September 24, 2026
  3. Plutus Card: cashback · checked September 24, 2026
  4. Plutus Card: safety · checked September 24, 2026