Is Plutus Card Safe?
Plutus Card scores 44/100 on our safety check. Each factor below links to its source.
Safety score
44/100
Fair
Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.
Licensing0/25
We could not confirm a licence for the card issuer on its own website. Source
Custody4/10
The provider holds your balance. Source
Fund segregation5/20
The issuer does not say whether customer funds are held separately. Source
Proof of reserves0/10
No proof of reserves is published. Source
Incident history20/20
No incidents or enforcement actions found in the last 36 months. Source
Terms and fee transparency10/10
A complete fee schedule is public. Source
Card network5/5
Runs on Visa. Source
Read more
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Plutus Card fees, limits and cashback · Compare Plutus Card costs · How the score works
Sources
- Plutus Card: fees · checked September 24, 2026
- Plutus Card: availability · checked September 24, 2026
- Plutus Card: cashback · checked September 24, 2026
- Plutus Card: safety · checked September 24, 2026