Is OKX Card (Europe) Safe?
OKX Card (Europe) scores 74/100 on our safety check. Each factor below links to its source.
Safety score
74/100
Good
Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.
Holds a licence or registration outside the tier-one list (MiCA crypto-asset service provider licence from the Malta Financial Services Authority (OKX Europe Limited); OKX says the card itself is not a MiCA-licensed product). Source
You hold the keys until the moment you spend. Source
The issuer states that customer funds are held separately from company funds. Source
Published within the last 90 days (2026-07-30). Source
2025-02-24: Aux Cayes FinTech Co. Ltd., an OKX operator, pleaded guilty in the US to operating an unlicensed money transmitting business and agreed to pay more than $504 million. 2025-04-03: Malta's Financial Intelligence Analysis Unit fined OKX's European entity €1.1 million for anti-money laundering failures in 2023. Source
A complete fee schedule is public. Source
Runs on Mastercard. Source
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OKX Card (Europe) fees, limits and cashback · Compare OKX Card (Europe) costs · How the score works
Sources
- OKX Card (Europe): fees · checked September 24, 2026
- OKX Card (Europe): availability · checked September 24, 2026
- OKX Card (Europe): cashback · checked September 24, 2026
- OKX Card (Europe): safety · checked September 24, 2026