Is OKX Card (Europe) Safe?

OKX Card (Europe) scores 84/100 on our safety check. Each factor below links to its source.

Safety score

84/100

Strong

Keep only what you plan to spend on the card. Stablecoins remove price risk while funds wait. Spreading funds across two providers limits the damage if one freezes.

Licensing25/25

Issued by a bank or e-money institution regulated in a tier-one jurisdiction. Source

Custody10/10

You hold the keys until the moment you spend. Source

Fund segregation20/20

The issuer states that customer funds are held separately from company funds. Source

Proof of reserves10/10

Published within the last 90 days (2026-07-30). Source

Incident history4/20

2025-02-24: Aux Cayes FinTech Co. Ltd., an OKX operator, pleaded guilty in the US to operating an unlicensed money transmitting business and agreed to pay more than $504 million. 2025-04-03: Malta's Financial Intelligence Analysis Unit fined OKX's European entity €1.1 million for anti-money laundering failures in 2023. Source

Terms and fee transparency10/10

A complete fee schedule is public. Source

Card network5/5

Runs on Mastercard. Source

Read more

OKX Card (Europe) fees, limits and cashback · OKX Card review · Compare OKX Card (Europe) costs · How the score works

Sources

  1. OKX Card (Europe): fees · checked September 24, 2026
  2. OKX Card (Europe): availability · checked September 24, 2026
  3. OKX Card (Europe): cashback · checked September 24, 2026
  4. OKX Card (Europe): safety · checked September 24, 2026