Mastercard · Custodial · Full KYC · Virtual and Physical

Bybit Card (Asia Pacific): Fees, Limits and Cashback

Bybit Card (Asia Pacific) is a custodial Mastercard from Bybit that charges 0.9% to convert crypto when you spend. The FX markup on foreign-currency spending is 2%, and cashback is 2%, or up to 10% on higher tiers. There is no annual fee. It is offered in 4 countries.

Verified September 24, 2026Issued by Bybit

37/100

Overall rating

Countries offered

Free

Annual fee

0.9%

Conversion fee

FX markup

2% to 10%

Cashback

45/100

Safety score · Fair

Bybit Card pros and cons

Pros

No annual or monthly fee
2% cashback, up to 10% on higher tiers
Free virtual card

Cons

0.9% crypto conversion fee
2% FX markup on foreign-currency spending
No Apple Pay or Google Pay listed

Bybit Card fees and limits

Virtual card	Free
Physical card	$5
Annual fee	Free
Monthly fee	None
Crypto conversion fee	0.9%
FX markup	2%
Fee on purchases in USD	None
ATM withdrawals	2% after $100 free a month
Daily spending limit	Not disclosed
Monthly spending limit	Not disclosed
Daily ATM limit	Not disclosed
Card currency	USD

"Not disclosed" means Bybit Card does not publish the figure. Fees are read from the issuer's own pages, linked under Sources.

Bybit Card cashback and rewards

Tier	Rate	Paid in	Monthly spend cap	Requirement
Tier 1 (Base)	2%	USDT	None published	None
Tier 2 (Beta)	2%	USDT	None published	Spend $500 a month
Tier 3 (Alpha)	4%	USDT	None published	Spend $3,500 a month
Tier 4 (Apex)	6%	USDT	None published	Spend $9,500 a month
Tier 5 (Omega)	8%	USDT	None published	Spend $12,500 a month
Tier 6 (Infinite)	10%	USDT	None published	Spend $25,000 a month

What Bybit Card costs over a year

Net value per year after cashback, conversion, FX, ATM and fixed fees, with US dollars as the home currency, 20% of spending abroad and one $200 ATM withdrawal a month.

Monthly spending	Net per year	Tier used
$500	-$3.60	Tier 2 (Beta)
$2,000	+$122.40	Tier 2 (Beta)
$5,000	+$974.40	Tier 3 (Alpha)

Run it with your own numbers in the card cost calculator.

Bybit Card Apple Pay, Google Pay and ATM withdrawals

Bybit Card does not list Apple Pay or Google Pay. The virtual card is ready to use as soon as it is issued. ATM withdrawals: 2% after $100 free a month. It runs on Mastercard, so it works wherever that network is accepted, online and in shops.

Where Bybit Card is available

Bybit Card is offered in the 4 countries below. The fee table on Bybit's help center lists the same fees for Australia, Georgia, Kazakhstan (AIFC), Mexico and an "Asia Pacific" card whose countries Bybit does not list publicly. Bybit's card page says the card is not offered to EEA residents. Argentina, Brazil and Peru use different fees and are not covered by this entry.

Supported countries (4)

Australia
Georgia
Kazakhstan
Mexico

The crypto card finder lists every card we track by country.

Topping up Bybit Card

Bybit Card tops up with USDT, USDC, BTC and ETH. Converting crypto costs 0.9%. The card is custodial, so the provider holds your card balance.

How to get the Bybit Card

Check that you live in a country where Bybit Card is offered (see the list above).
Download the Bybit app and complete identity verification with a government ID and a selfie check.
Top up with USDT, USDC, BTC and ETH.
Issue the virtual card for free.
Order the physical card for $5 if you need ATM withdrawals or chip and PIN payments.

Who the Bybit Card suits

Everyday spenders who want cashback without a subscription: the base rate is 2%.

Bybit Card overall rating

Bybit Card rates 37/100 in our crypto card ranking.

Factor	Detail	Points
Reach	4 countries	5.7 / 40
Yearly cost	+$122.40 a year at $2,000 a month	18.1 / 30
Safety	45/100	13.5 / 30

Is Bybit Card safe?

Bybit Card scores 45/100 (Fair) in our safety check. Issuer: Bybit. Licence details are not published.

The issuer of the Asia Pacific card is not named on Bybit's public help pages.

Full Bybit Card safety report

Compare Bybit Card with other cards

Frequently asked questions

What are the Bybit Card fees?

Bybit Card charges a 0.9% conversion fee, a 2% FX markup on foreign-currency spending, no annual fee. The virtual card is free and the physical card costs $5. Its ATM fee is listed in the fees table on this page.

Is Bybit Card available in the US?

No. Bybit Card does not offer the card to US residents. The fee table on Bybit's help center lists the same fees for Australia, Georgia, Kazakhstan (AIFC), Mexico and an "Asia Pacific" card whose countries Bybit does not list publicly. Bybit's card page says the card is not offered to EEA residents. Argentina, Brazil and Peru use different fees and are not covered by this entry.

Does Bybit Card have cashback?

Yes. Bybit Card pays 2% to 10%.

What is the Bybit Card ATM withdrawal fee?

Bybit Card charges 2% after $100 free a month per ATM withdrawal. ATM operators may add their own fee.

Does Bybit Card work with Apple Pay and Google Pay?

Neither Apple Pay nor Google Pay is listed for Bybit Card.

Is Bybit Card safe?

Bybit Card scores 45/100 (Fair) in our safety check, which looks at licensing, custody, fund segregation, proof of reserves and incident history. Keeping only what you plan to spend on any crypto card is a sensible habit.

Sources

Bybit Card fees · checked September 24, 2026
Bybit Card cashback · checked September 24, 2026
Bybit Card terms and licensing · checked September 24, 2026