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Visa · Custodial · Full KYC · Virtual and Physical

KAST Card: Fees, Limits and Cashback

KAST Card is a custodial Visa card from KAST that converts USDT and USDC with no conversion fee. The FX markup on foreign-currency spending is 1.75%, and cashback is 1.5%, or up to 3% on higher tiers. There is no annual fee. Supported countries are shown in the app at sign-up.

Verified September 24, 2026Issued by KAST
33/100
Overall rating
Not published
Countries offered
Free
Annual fee
0%
Conversion fee
1.75%
FX markup
1.5% to 3%
Cashback
44/100
Safety score · Fair

KAST pros and cons

Pros

  • No annual or monthly fee on the base tier
  • No conversion fee on USDT and USDC
  • 1.5% cashback, up to 3% on higher tiers
  • Works with Apple Pay and Google Pay
  • Free virtual card

Cons

  • 1.75% FX markup on foreign-currency spending
  • Supported countries shown only in the app
  • Physical card costs $40

KAST fees and limits

Virtual cardFree
Physical card$40
Annual feeFree
Monthly feeNone
Crypto conversion fee0%
FX markup1.75%
Fee on purchases in USDNone
ATM withdrawals2% + $3
Daily spending limitNot disclosed
Monthly spending limitNot disclosed
Daily ATM limit$750
Card currencyUSD

"Not disclosed" means KAST does not publish the figure. Fees are read from the issuer's own pages, linked under Sources.

KAST cashback and rewards

TierRatePaid inMonthly spend capRequirement
Standard1.5%USD$2,000None
Premium ($1,000 a year)2%USD$10,000$83.33 a month subscription
Private ($10,000 a year)3%USD$40,000$833.33 a month subscription

Premium and Private also earn KAST Points (1% and 2%), which this model does not value.

What KAST costs over a year

Yearly cost: conversion, FX, ATM and fixed fees minus cashback, with US dollars as the home currency, 20% of spending abroad and one $200 ATM withdrawal a month. A minus sign means cashback outweighs fees.

Monthly spendingYearly costTier used
$500$15Standard
$2,000-$192Standard
$5,000-$66Standard

Run it with your own numbers in the card cost calculator.

KAST Apple Pay, Google Pay and ATM withdrawals

KAST works with Apple Pay and Google Pay. The virtual card is ready to use as soon as it is issued. ATM withdrawals: 2% + $3, up to $750 a day. It runs on Visa, so it works wherever that network is accepted, online and in shops.

Where KAST is available

KAST does not publish a country list. KAST shows supported countries only in the app during sign-up.

The crypto card finder lists every card we track by country.

Topping up KAST

KAST tops up with USDT and USDC. There is no conversion fee on its main stablecoins. The card is custodial, so the provider holds your card balance.

Coins it accepts: USDT, USDC, Bitcoin, Ethereum, Solana, XRP, BNB, TRON, Stellar, Polygon, Chainlink

How to get the KAST card

  1. Check in the KAST app that the card is offered where you live, because KAST does not publish a country list.
  2. Download the KAST app and complete identity verification with a government ID and a selfie check.
  3. Top up with USDT and USDC, which converts with no conversion fee.
  4. Issue the virtual card for free and add it to Apple Pay or Google Pay.
  5. Order the physical card for $40 if you need ATM withdrawals or chip and PIN payments.

Who the KAST card suits

  • Stablecoin holders, because USDT and USDC convert with no fee.
  • Everyday spenders who want cashback without a subscription: the base rate is 1.5%.

KAST overall rating

KAST rates 33/100 in our crypto card ranking.

FactorDetailPoints
ReachCountry list not published0 / 40
Yearly cost-$192 a year at $2,000 a month19.8 / 30
Safety44/10013.2 / 30

Is KAST safe?

KAST scores 44/100 (Fair) in our safety check. Issuer: KAST. Licence details are not published.

KAST's terms say accounts, cards and custody are provided by licensed partners and the card is issued "by the Issuer under license from Visa", without naming the issuer.

Full KAST safety report

Compare KAST with other cards

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Frequently asked questions

What are the KAST card fees?
KAST charges a 0% conversion fee, a 1.75% FX markup on foreign-currency spending, no annual fee. The virtual card is free and the physical card costs $40. Its ATM fee is listed in the fees table on this page.
Is KAST available in the US?
KAST does not publish a country list. KAST shows supported countries only in the app during sign-up.
Does KAST have cashback?
Yes. KAST pays 1.5% to 3%. Premium and Private also earn KAST Points (1% and 2%), which this model does not value.
What is the KAST ATM withdrawal fee?
KAST charges 2% + $3 per ATM withdrawal. The daily ATM limit is $750. ATM operators may add their own fee.
Does KAST work with Apple Pay and Google Pay?
Yes. KAST supports both Apple Pay and Google Pay.
Is KAST safe?
KAST scores 44/100 (Fair) in our safety check, which looks at licensing, custody, fund segregation, proof of reserves and incident history. Keeping only what you plan to spend on any crypto card is a sensible habit.

Sources

  1. KAST fees · checked September 24, 2026
  2. KAST availability · checked September 24, 2026
  3. KAST terms and licensing · checked September 24, 2026