Best Xapo Alternatives in 2026
Xapo is offered in countries it doesn’t list publicly. If it isn’t available where you live, or its fees don’t fit how you spend, these cards are the closest alternatives.
8 Xapo alternatives, ranked
ether.fi Cash Card
- Self-custody, so your crypto stays in your own wallet
- Cashback 3% to 4%, against none on Xapo
91 countries · Xapo vs ether.fi Cash
75RatingTria Card (Global)
- Self-custody, so your crypto stays in your own wallet
- Cashback 1.5% to 6%, against none on Xapo
224 countries and territories · Xapo vs Tria
72RatingWirex One Card
- Self-custody, so your crypto stays in your own wallet
- Cashback 0.5% to 8%, against none on Xapo
- Higher safety score: 85 against 69
73 countries · Xapo vs Wirex
68RatingOKX Card (Europe)
- Self-custody, so your crypto stays in your own wallet
- Cashback 2% to 10%, against none on Xapo
- Higher safety score: 84 against 69
28 countries · Xapo vs OKX Card
67RatingBitget Wallet Card (Europe and Latin America)
- Self-custody, so your crypto stays in your own wallet
- Cashback 2% to 3%, against none on Xapo
41 countries · Xapo vs Bitget Wallet
63Rating- 54Rating
Exa Card (Exactly)
- Self-custody, so your crypto stays in your own wallet
46 countries · Xapo vs Exa Card
54RatingMetaMask Card
- Self-custody, so your crypto stays in your own wallet
- Cashback 1% to 3%, against none on Xapo
45 countries · Xapo vs MetaMask Card
54Rating
Ranked by our overall rating, which weighs countries served, cost at $2,000 a month and safety. Reasons compare each card’s published data with Xapo’s.
Finding the right card for you
Our crypto card finder shows every card offered in your country, and the best crypto cards guide ranks the strongest options by region.
Frequently asked questions
What is the best alternative to Xapo?
ether.fi Cash has the highest overall rating among the alternatives, based on how many countries it serves, what it costs and its safety score. Self-custody, so your crypto stays in your own wallet.