Yearly cost at three spending levels
| Monthly spend | Bitget Wallet | Avici |
|---|---|---|
| $500 | ≥ -$99.60 Base | $39.60 Platinum |
| $2,000 | ≥ -$398.40 Base | $75.60 Platinum |
| $5,000 | ≥ -$996 Base | $147.60 Platinum |
Yearly cost: conversion, FX, ATM and fixed fees minus cashback. A minus sign means cashback outweighs fees. US dollars, 20% foreign spending, one $200 ATM withdrawal a month. The card cost calculator runs the same comparison with your own habits.
Where the money goes at $2,000 a month
| Line | Bitget Wallet Base | Avici Platinum |
|---|---|---|
| Top-up and conversion fees | $0 | $0 |
| Spending fees | $0 | $0 |
| Foreign exchange markup | $81.60 | $48 |
| ATM fees | Not disclosed | $27.60 |
| Annual, monthly and subscription fees | $0 | $0 |
| Cashback | -$480 | -$0 |
| Yearly cost | -$398.40 | $75.60 |
Fees
Bitget Wallet charges 0% to convert or top up and 1.7% on spending in a foreign currency. Avici charges 0% and 1%.
ATM withdrawals: Bitget Wallet no atm access (virtual card only); Avici 0.65% + $1.
A virtual card costs $0.10 with Bitget Wallet and $15 with Avici. A physical card costs an undisclosed fee and $50. Neither card has an annual fee on its base tier.
Cashback and rewards
Bitget Wallet cashback: 2% to 3%. Avici cashback: None.
Bitget Wallet tiers: Base: 2%; Booster: 3%.
Avici tiers: Platinum: 0%; Signature ($20 a year after year one): 0%.
Bitget Wallet: Cashback (called assetback) is paid into your choice of Bitcoin, gold, USDC or tokenized US stocks. Small gas fees apply to on-chain transactions.
Avici: No card cashback is published. Signature adds Visa Signature benefits (lounge access via Visa Airport Companion, rental car cover, purchase protection, travel insurance) but no free lounge visits yet. New users get a $5 welcome bonus ($8 through a referral). Referrers earn 2% of a friend's card spend for the friend's first 90 days.
Availability and KYC
Bitget Wallet is offered in 41 countries, including France, Germany, Ireland, Italy, Netherlands, Portugal, Spain, United Kingdom, Argentina and Brazil. This entry covers the virtual card issued through Immersve in the EEA, the UK and Latin America. Bitget Wallet also offers cards in Asia (DCS Card Centre, with a physical card), mainland China (Fiat24) and South Africa on different terms.
Avici is offered in 49 countries, including Argentina, Australia, Brazil, Malaysia, Mexico, Philippines, Singapore, South Africa, Thailand and United Arab Emirates. Avici lists these regions for the card. In the US it is open in 31 states only (AL, AK, AR, CA, CO, CT, FL, HI, IL, IN, IA, KS, KY, ME, MA, MI, MN, MT, NE, NH, NJ, NY, NC, OK, PA, SC, TX, UT, VA, WV, WY). The list has "Dominica Republica" and "Dominicana", read here as the Dominican Republic. Residents of Belarus, mainland China, Cuba, India, Iran, Iraq, Israel, Myanmar, Nepal, Nicaragua, North Korea, Russia, Sri Lanka, Syria, Turkey, Ukraine, Venezuela and Vietnam are barred, and Avici says unlisted places may also be restricted. The card cannot be used in Cuba, Iran, North Korea, Russia, Syria, Ukraine or Venezuela. The card terms page also says "Non-US citizens only", which conflicts with the US state list.
Bitget Wallet needs full KYC and Avici needs full KYC.
The card finder checks both cards against your country, KYC level and must-have features.
Limits, wallets and card types
Bitget Wallet does not publish fixed spending or ATM limits.
Avici does not publish fixed spending or ATM limits.
Bitget Wallet works with Apple Pay and Google Pay, and Avici works with Apple Pay and Google Pay. Bitget Wallet and Avici issue a virtual card you can use straight away.
Custody and safety
Bitget Wallet scores 65/100. Licensing: we could not confirm a licence for the card issuer on its own website. No incidents or enforcement actions found in the last 36 months. Bitget Wallet names its regional card issuers (Immersve for Europe and Latin America) but does not publish their licences on its card pages.
Avici scores 67/100. Licensing: holds a licence or registration outside the tier-one list (Issuer Third National (Nimbus LLC dba Third National) is a licensed money transmitter in Puerto Rico, NMLS #2612780, licence TM-0207). The card is issued through Third National. 2026-08-28: An attacker exploited an outdated Rain card-collateral contract and drained about $500,859 from the card balances of 1,685 Avici users (about $1.1 million across several programs). Self-custodial wallets were not affected. Avici and Rain committed to refund every user in full and Rain upgraded the affected deployments. Avici filed an FBI IC3 report. Avici Inc is a Delaware company with a named San Francisco address and published terms, privacy policy and docs, and the app has been on the iOS App Store since 2023 (app id 6465962039). The card holds no user funds in Avici's own accounts, but card balances sit in a Rain contract that was exploited in August 2026. Card spend is settled with Visa roughly weekly by liquidating the spent USDC.
Full reports: Bitget Wallet safety check and Avici safety check.
About each card
Bitget Wallet Card (Europe and Latin America) is a self-custody Mastercard from Bitget Wallet (issued through Immersve). It tops up with USDC and USDT.
Avici Card is a self-custody Visa card from Avici Inc. It tops up with USDC.
Which card fits you
Bitget Wallet fits if
- You want a higher cashback ceiling (up to 3%).
Avici fits if
- You spend in foreign currencies often, since its FX markup is lower.
- You weigh licensing and fund segregation heavily, since it scores higher on our safety check.
Read more: Bitget Wallet fees and details · Avici fees and details