Yearly cost at three spending levels
| Monthly spend | Bleap | ether.fi Cash |
|---|---|---|
| $500 | ≤ $0 Standard | ≤ +$180 Core |
| $2,000 | ≤ $0 Standard | ≤ +$720 Core |
| $5,000 | ≤ $0 Standard | ≤ +$720 Core |
Net value per year: cashback minus conversion, FX, ATM and fixed fees. US dollars, 20% foreign spending, one $200 ATM withdrawal a month. The card cost calculator runs the same comparison with your own habits.
Where the money goes at $2,000 a month
| Line | Bleap Standard | ether.fi Cash Core |
|---|---|---|
| Top-up and conversion fees | $0 | Not disclosed |
| Spending fees | $0 | Not disclosed |
| Foreign exchange markup | $0 | Not disclosed |
| ATM fees | Not disclosed | Not disclosed |
| Annual, monthly and subscription fees | $0 | $0 |
| Cashback | Not disclosed | +$720 |
| Net per year | $0 | +$720 |
Fees
Bleap charges 0% to convert or top up and 0% on spending in a foreign currency. ether.fi Cash charges Not disclosed and Not disclosed.
ATM withdrawals: Bleap not disclosed; ether.fi Cash not disclosed.
A virtual card costs nothing with Bleap and nothing with ether.fi Cash. A physical card costs nothing and an undisclosed fee. Neither card has an annual fee on its base tier.
Cashback and rewards
Bleap cashback: Variable, not published. ether.fi Cash cashback: 3% to 4%.
Bleap tiers: Standard: rate not published.
ether.fi Cash tiers: Core: 3% on the first $2,000 a month; Luxe: 3% on the first $10,000 a month; Pinnacle: 3% on the first $50,000 a month; VIP: 4% on the first $50,000 a month.
Bleap: Up to 20% cashback in USDC on eligible categories, including gaming, AI subscriptions, streaming, food delivery, restaurants and everyday spending. Bleap does not publish the rate for each category.
ether.fi Cash: Membership levels also add category cashback (10% to 30% on AI, streaming and food, capped monthly), travel discounts and account balance protection against smart contract exploits of $10,000 to $500,000, which is not deposit insurance.
Availability and KYC
Bleap does not publish a country list. Bleap says the card is available to residents of the European Economic Area and Latin America, without publishing a country list.
ether.fi Cash does not publish a country list. ether.fi does not publish a country list. In Argentina, Angola, Bangladesh, Bolivia, Colombia, Ecuador, Indonesia, Malaysia, Mexico, Nigeria, Peru, the Philippines, South Africa and Thailand the first virtual card costs $10.
Bleap needs full KYC and ether.fi Cash needs full KYC.
The card finder checks both cards against your country, KYC level and must-have features.
Limits, wallets and card types
Bleap does not publish fixed spending or ATM limits.
ether.fi Cash publishes ATM withdrawals of up to $5,000 a day.
Bleap works with Apple Pay and Google Pay, and ether.fi Cash works with Apple Pay and Google Pay. Bleap issues a virtual card you can use straight away.
Custody and safety
Bleap scores 60/100. Licensing: we could not confirm a licence for the card issuer on its own website. No incidents or enforcement actions found in the last 36 months. Bleap says its account is built on a non-custodial MPC wallet, so it never holds user assets. It does not name its card issuer on the card page.
ether.fi Cash scores 60/100. Licensing: we could not confirm a licence for the card issuer on its own website. No incidents or enforcement actions found in the last 36 months. ether.fi describes Cash as a non-custodial account. Some fees, including the FX margin and the ATM fee on Core, are not published as fixed figures.
Full reports: Bleap safety check and ether.fi Cash safety check.
About each card
Bleap Card is a self-custody Mastercard from Bleap. It tops up with USDC and its balance is held in EUR.
ether.fi Cash Card is a self-custody Visa card from ether.fi. It tops up with USDC and ETH.
Which card fits you
Bleap fits if
- You spend in foreign currencies often, since its FX markup is lower.
- Most of your spending is in your home currency, where its lower conversion fee counts most.
ether.fi Cash fits if
- You want a higher cashback ceiling (up to 4%).
Read more: Bleap fees and details · ether.fi Cash fees and details