Yearly cost at three spending levels
| Monthly spend | Bleap | ether.fi Cash |
|---|---|---|
| $500 | ≥ -$0 Standard | ≥ -$162 Core |
| $2,000 | ≥ -$0 Standard | ≥ -$648 Core |
| $5,000 | ≥ -$0 Standard | ≥ -$540 Core |
Yearly cost: conversion, FX, ATM and fixed fees minus cashback. A minus sign means cashback outweighs fees. US dollars, 20% foreign spending, one $200 ATM withdrawal a month. The card cost calculator runs the same comparison with your own habits.
Where the money goes at $2,000 a month
| Line | Bleap Standard | ether.fi Cash Core |
|---|---|---|
| Top-up and conversion fees | $0 | Not disclosed |
| Spending fees | $0 | Not disclosed |
| Foreign exchange markup | $0 | $72 |
| ATM fees | Not disclosed | Not disclosed |
| Annual, monthly and subscription fees | $0 | $0 |
| Cashback | Not disclosed | -$720 |
| Yearly cost | -$0 | -$648 |
Fees
Bleap charges 0% to convert or top up and 0% on spending in a foreign currency. ether.fi Cash charges Not disclosed and 1.5%.
ATM withdrawals: Bleap not disclosed; ether.fi Cash not disclosed.
A virtual card costs nothing with Bleap and nothing with ether.fi Cash. A physical card costs nothing and an undisclosed fee. Neither card has an annual fee on its base tier.
Cashback and rewards
Bleap cashback: Variable, not published. ether.fi Cash cashback: 3% to 4%.
Bleap tiers: Standard: rate not published.
ether.fi Cash tiers: Core: 3% on the first $2,000 a month; Luxe: 3% on the first $10,000 a month; Pinnacle: 3% on the first $50,000 a month; VIP: 4% on the first $50,000 a month.
Bleap: Up to 20% cashback in USDC on eligible categories, including gaming, AI subscriptions, streaming, food delivery, restaurants and everyday spending. Bleap does not publish the rate for each category.
ether.fi Cash: Membership levels also add category cashback (10% to 30% on AI, streaming and food, capped monthly), travel discounts and account balance protection against smart contract exploits of $10,000 to $500,000, which is not deposit insurance.
Availability and KYC
Bleap does not publish a country list. Bleap says the card is available to residents of the European Economic Area and Latin America, without publishing a country list.
ether.fi Cash is offered in 91 countries, including Argentina, Australia, Brazil, Canada, France, Germany, Indonesia, Italy, Malaysia and Mexico. ether.fi lists these jurisdictions. In the US the card is available in 31 states and Washington D.C. only. Belgium and Ireland are eligible, but physical cards are not delivered there. In some countries (including Argentina, Indonesia, Mexico, Nigeria and the Philippines) the first virtual card costs $10.
Bleap needs full KYC and ether.fi Cash needs full KYC.
The card finder checks both cards against your country, KYC level and must-have features.
Limits, wallets and card types
Bleap does not publish fixed spending or ATM limits.
ether.fi Cash publishes ATM withdrawals of up to $5,000 a day.
Bleap works with Apple Pay and Google Pay, and ether.fi Cash works with Apple Pay and Google Pay. Bleap issues a virtual card you can use straight away.
Custody and safety
Bleap scores 60/100. Licensing: we could not confirm a licence for the card issuer on its own website. No incidents or enforcement actions found in the last 36 months. Bleap says its account is built on a non-custodial MPC wallet, so it never holds user assets. It does not name its card issuer on the card page.
ether.fi Cash scores 60/100. Licensing: we could not confirm a licence for the card issuer on its own website. No incidents or enforcement actions found in the last 36 months. ether.fi describes Cash as a non-custodial account. The ATM fee on Core is not published as a fixed figure.
Full reports: Bleap safety check and ether.fi Cash safety check.
About each card
Bleap Card is a self-custody Mastercard from Bleap. It tops up with USDC and its balance is held in EUR.
ether.fi Cash Card is a self-custody Visa card from ether.fi. It tops up with USDC and ETH.
Which card fits you
Bleap fits if
- You spend in foreign currencies often, since its FX markup is lower.
- Most of your spending is in your home currency, where its lower conversion fee counts most.
ether.fi Cash fits if
- You want a higher cashback ceiling (up to 4%).
Read more: Bleap fees and details · ether.fi Cash fees and details